Our Terms and Condition

Terms of Use of KWIC PAY

For the purpose of these Terms of Use, wherever the context so requires "You" (with the term "Your" or "Yourself" being construed accordingly) or "User/s" shall mean any natural or legal person who, downloads our mobile application, uses for any financial transaction or registers for creation of an account with KWIC PAY or avails the services of KWIC PAY, or partners with us as a person or business entity for any business purposes ("KWIC PAY Account" or "Account") or surfs the Platform or makes any transactions without registering on the Platform. Unless explicitly mentioned hereunder, the term "KWIC PAY", "We", "Us", "Our" shall mean KWIC PAY Private Limited, a company registered under the Companies Act, 2013, having its registered address at B3/42, Vibhuti Khand, Gomti Nagar, Lucknow, Uttar Pradesh, 226010

These Terms of Use, read together with our Privacy Policy are an electronic record and is enforceable against You under law by way of Your acceptance hereof. This document is published in accordance with the provisions of the Information Technology Act, 2000 and rules thereof that require publishing the rules and regulations, privacy policy and User agreement for access or usage of domain name https://www.kwicpay.com ("Website"), including the related mobile site, Website, and KWIC PAY Mobile Application ("Mobile Application") (hereinafter collectively referred to as "Platform").

The Platform is published and maintained solely by KWIC PAY. On the Platform, Users will find digital content, including but not limited to details about our products and Services, options to register as a merchant/ partner/ customer of KWIC PAY and/or any Application Programming Interface or domains/interface of our business partners or their subdomains and/or Mobile Application, which are licensed, and/or purchased, and/or developed, and/or owned by KWIC PAY. When the User accesses browses or uses this Website or Mobile Application, User accepts, without limitation or qualification, the terms and conditions set forth herein below.

Your use of the Platform and Services provided through the Platform ("Services")are governed by the following terms and conditions ("Terms of Use") including but not limited to any other terms and policies which are incorporated herein by way of reference along with any amendments / modifications made by KWIC PAY at its sole discretion and posted on the Website. These Terms of Use shall be treated in addition to and not in derogation with terms and conditions of any other service provided by KWIC PAY or by third parties (clients, partners, vendors, or others). Thus, when You use any of the Services provided by Us through the Platform, You will be subject to the rules, guidelines, policies, terms, and conditions applicable to such Services, and they shall be deemed to be incorporated into these Terms of Use and shall be considered as part of these Terms of Use.

You hereby declare that You understand and accept these Terms of Use to be the legal equivalent of a signed, written contract and to be similarly binding by accessing, viewing, or using the content and functionality on the Service. You also affirm that You accept these Terms of Use and agree to be bound by them. YOUMUST CEASE USE OF THE SERVICES, VISIT THE WEBSITE OR USE OUR MOBILEAPPLICATION IF YOU DISAGREE WITH ANY PORTION OF THESE TERMS OF USE,AND MAY CONTACT US.


The Platform and/or the Services should only be used or accessed by persons who are competent to enter into a legally binding contract under the Indian Contract, 1872. If You are a minor (i.e. You are under the age of 18 years), You may use the Platform or Services only with the involvement of Your parent or guardian. Additionally, by agreeing to these Terms of Use, You represent that You are an Indian resident and have a valid and subsisting right, authority and capacity to enter into these Terms of Use and to abide by all of the terms and conditions contained herein. You also undertake that You are not impersonating any person or entity, or falsely stating or otherwise misrepresenting identity, age or affiliation with any person or entity. KWIC PAY reserves the right to terminate Your account and/or refuse to provide You with access to the Platform if it is brought to Our notice or if it is discovered that You do not satisfy the eligibility criteria provided herein.


All material contained on the Platform is protected by law. Removing or altering the copyright notice on any material on the Website is prohibited. KWIC PAY also owns a copyright in this Platform as a collective work and/or compilation and in the selection, coordination, arrangement, organization, and enhancement of such content. Any commercial use of this content is prohibited without the prior written consent of KWIC PAY. KWIC PAY owns its copyrights, and someone else cannot make a copy or use it.

without the permission of KWIC PAY. If any person or a company uses our copyrighted material, they may face legal action. These Terms of Use constitute the entire agreement between You and KWIC PAY concerning Your use of the Services. You acknowledge that, in providing You access to the Platform and use of the Services, We have relied on Your agreement to be legally bound by these Terms of Use.


KWIC PAY welcomes Your feedback and suggestions about how to improve our Services. By transmitting any ' suggestions, information, material or other content to KWIC PAY, You automatically grant Us the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform, and display such content. Further, KWIC PAY is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications You send to this Platform for any purpose, including but not limited to creating and marketing products and/or Services using such information.


KWIC PAY has a Privacy Statement disclosing what information we collect about visitors, how we use such information, and the steps we take to secure such information. Click here to view our Privacy Policy.


You hereby agree and irrevocably authorizes that we have the right to: Use for our own purposes, any data or/and information shared by You in connection with the Service available on our Platform and/or pass on such information to another partnered companies or selected third parties. Retain all data or/and information shared by You while using the Service or to be associated with us on our Platform for the exclusive use of KWIC PAY. All such data and information shall remain in our records and databases as the exclusive property of KWIC PAY, at all times. By entering Your mobile number on our Platform, You give express consent to KWIC PAY and its partners, vendors and sub-partner, sub vendor to send alerts, promotional SMS and promotional calls, irrespective of whether the same is on the DND list or another related data base. You further agree that we may share the recording/logs/consent of Yours of the aforementioned alert, SMS or call, with concerned agents, partners, vendors, and sub-partners and we also have the right to share the same with a service provider and/or any statutory/regulatory authority.


This Platform may, from time to time, contain links to other Internet web services for Users to locate any of our partner or client's services, information, or services that maybe of interest. These other Internet web services are maintained by organizations over which KWIC PAY exercises no control. KWIC PAY disclaims any responsibility for the content, the accuracy of the information, and/or the quality of products or services provided by or advertised on these third-party web services. KWIC PAY does not control, endorse, promote, or have any affiliation with any other web service unless expressly stated herein.


Use of this Platform and Services is entirely at Your risk. Neither KWIC PAY nor its directors, executives or employees are responsible for the consequences of reliance on any information contained in or submitted to the Platform. These materials are provided without warranty, either express or implied. KWIC PAY shall not be liable for any direct, special, indirect, incidental, consequential, or punitive damages, including, without limitation, lost revenues or lost profits, which may result from the use of, access to, or inability to use these materials.


While we endeavor to keep the Platform up to date, KWIC PAY cannot assume responsibility for any errors or omissions in the same. KWIC PAY further does not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained on the Platform. KWIC PAY may change these materials, or the products or Services described herein at any time without notice and does not commit to updating the information contained herein. We reserve the right to terminate Your access to the Services if You violate the Terms of Use or for any reason.


You agree to defend, indemnify, and hold KWIC PAY, its affiliates, and its subsidiaries harmless. All of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorney's fees and litigation expenses) relating to or arising from Your use of the Services and any breach by You of these Terms of Use.


Terms of Use will be governed by and construed following the laws of Lucknow Uttar Pradesh without reference to its choice of law rules and nowhere else. This Platform is controlled and operated by KWIC PAY from its offices in Lucknow Uttar Pradesh. KWIC PAY makes no representation that materials in the Service are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Service from other locations do so of their own volition and are responsible for compliance with applicable local laws.


In the case of any violation of these terms and condition, KWIC PAY reserves the rights to seek all remedies in law and in equity for such violation. If there is a conflict between Terms of Use and the additional terms hosted by any of our partners, clients, vendors, the Terms of Use will supersede any other terms and conditions on our platform. We reserve the right, at Our sole discretion, to change, modify, add, or remove portions of these Terms of Use, at any time without any prior written notice to You.



KWIC PAY welcomes your comments regarding this Terms of Use, you may contact us at support@kwicpay.com